4 Things You Didn’t Know Depend On Your Credit Score
When most people reflect on their credit score, they instantly start thinking about credit cards, and their ability to get low interest rates and high credit limits. However, your credit score affects...
View ArticleCredit Card Companies Look to Risky Borrowers to Boost Revenue
Banks are starting to rely more heavily on risky buyers to boost their revenues, with 3.7 million in subprime credit cards being approved and distributed during the first quarter of the year. That...
View ArticleBest Bad Credit Cards Of 2015
Having a troubled credit history does not mean that you are unable to get a credit card. In fact, having a credit card, and using it responsibly, is an important way to begin the process or rebuilding...
View ArticleTop 5 Cards For Bad Credit With No Deposit
Do you have bad credit? Then you know it is very hard to qualify for a credit card that is not a secured card which requires a deposit. But at the same time, being approved for a credit card is vital...
View ArticleCapital One QuicksilverOne vs. Platinum
If you have less than perfect credit, it can be hard to find the best credit card for your needs. The temptation is to apply the top card with the best rewards and the lowest rates and fees, but this...
View ArticleBad Credit May Double Your Homeowners Insurance
Having a bad credit score may affect more than just your lending options. A recent study shows that bad credit scores could almost double the cost of your homeowners insurance. The study compared the...
View ArticleHow Long Does It Take For A Credit Card To Build Your Credit?
When you are trying to build your credit score, it can seem to take forever. The best way to increase your credit is often by using credit cards in a responsible manner. It would be nice if these cards...
View ArticleBest Credit Cards After Vehicle Repossession
It can be incredibly challenging to deal with the aftermath of a vehicle repossession. When this occurs, you will not only lose your car, but your credit will suffer tremendously. A lender can...
View ArticleTop Capital One Credit Cards for 2016
Capital One has become one of the most well-known credit card issuers, thanks to their television commercials with high-profile celebrities. But Capital One also has some of the best credit cards in...
View ArticleIncreasing Use of Credit Cards by Subprime Borrowers
The number of subprime borrowers who are obtaining a new credit card is growing at a significant rate. Roughly half of subprime borrowers—those with a credit score of 620 or less—now have a credit card...
View ArticleLowCards.com Weekly Credit Card Update–May 12, 2017
Profits From Store-Branded Credit Cards Hide Depth of Retailers’ Troubles Department stores and big name retailers are increasingly making the hard sell to sign up customers for credit cards at the...
View ArticleHow To Build Credit With A Card When You Have Bad Credit
It is challenging to rebuild your credit when you have bad credit. Some people have bad credit because of their poor decisions, while others are left with troubled credit scores through little fault of...
View ArticleSome New Options To Build Credit For Those with No Credit History
The old adage of “it takes credit to get credit” is most apparent when applying for your first credit card. Having no credit is better than having bad credit, but it can still create a frustrating...
View ArticleA Review of the Surge Mastercard
If you have limited or poor credit, you may feel that building your credit score is a monumental undertaking. After all, there seems to be few options when it comes to even getting a credit card. But,...
View ArticleReview Of The Green Dot Platinum Visa Secured Credit Card
Having a bank account is usually one of the requirements for obtaining a credit card. But did you know there are millions of “unbanked” consumers here in America? Being unbanked makes it quite a...
View ArticleLowCards.com Weekly Credit Card Update–December 13, 2019
Americans’ Credit Card Debt Poised to Reach 10-Year High Americans are projected to fall seriously behind on their credit card bills at the highest rate in a decade as banks push a record number of...
View ArticleTop Secured Credit Cards For 2020
Consumers who have struggled with their credit score might find it difficult to obtain a credit card. If you find yourself in this situation, you may want to consider applying for a secured credit...
View ArticleIncreasing Use of Credit Cards by Subprime Borrowers
The number of subprime borrowers who are obtaining a new credit card is growing at a significant rate. Roughly half of subprime borrowers—those with a credit score of 620 or less—now have a credit card...
View ArticleBest Credit Cards After Vehicle Repossession
It can be incredibly challenging to deal with the aftermath of a vehicle repossession. When this occurs, you will not only lose your car, but your credit will suffer tremendously. A lender can...
View ArticleSelf Lender vs. Credit Strong Reviews
Credit builder accounts are ideal options for people with no credit history or a very low credit score. The idea is that you “borrow” money from an FDIC bank. Since the money is in a locked savings...
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